If you have been monitoring the situation with British and international pensions in recent years, you will be aware that traditional pension funds are losing popularity among insightful investors. While many pension funds offer stable growth and a predictable sum as retirement comes, investment in overseas property and property in the United Kingdom has been shown time and again to offer better in the long term. A sum of £40,000 invested in a pension fund in the early eighties, for example, could have been worth £80,000 by 2005, assuming the pension fund had performed according to plan. A similar sum could have bought a decent-sized house in many parts of London, which would probably have been worth over half a million Pounds by 2005. While the markets for Estonia property or Canary Islands properties have not seen the same phonomenal growth as in the United Kingdom, they have still greatly outperformed most pension funds and look set to continue doing so for the forseeable future.

It doesn't take an intensive course of coaching for business to know that an investment in property is a wise one. The tough decision is now where to invest. It is always worth bearing in mind that privately owned properties other than your first home are eligible for Capital Gains Tax, which can prove a nasty sting in the tail for some investors. Consulting an expert is always advisable before making any sizeable investment; just as you would consult a financial adviser before taking out a pension scheme you should consult someone with knowledge of the property market before investing in Malta properties, Greece property or any property purchased for financial gain, for that matter.

Many of Britain's wealthiest people have a lot of money tied up in property. While you may not be taught this on a course of coaching for executives, anecdotal evidence and statistics show that property is undoubtedly the investment of choice for those in the know. Many people suggest that the cost of housing in the United Kingdom is now unrealistically high and that spending overseas - on Croatia property, for example - is a smarter move as countries such as Croatia, Bosnia and Macedonia move closer towards the European Union than ever before.

Making the right investment for your later years can be hard work, but a lot of planning and a little good fortune can combine to ensure you have no money worries whatsoever when seeing out your retirement. It is worth bearing in mind that, as with all investments, the value of property can go down as well as up.